Analyst I, Credit

Pilot Company is an industry-leading network of travel centers with more than 30,000 team members and over 750 retail and fueling locations in 44 states and six Canadian provinces. Our energy and logistics division serves as a top supplier of fuel, employing one of the largest tanker fleets and providing critical services to oil operations in our nation's busiest basins. Pilot Company supports a growing portfolio of brands with expertise in supply chain and retail operations, logistics and transportation, technology and digital innovation, construction, maintenance, human resources, finance, sales and marketing.

Founded in 1958 by Jim A. Haslam II and currently led by CEO Adam Wright, our founding values, people-first culture and commitment to giving back remains true to us today. Whether we are serving guests, a fellow team member, or a trucking company, we are dedicated to fueling people and keeping North America moving.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or any other characteristic protected under applicable federal, state or local law.

Military encouraged to apply.

This is an entry level analyst position within Pilot’s credit department supporting our marketing and supply businesses.  Responsible for evaluating potential counterparties’ creditworthiness; establishing credit approval criteria and limits for counterparties; maintaining a list of all approved counterparties; monitoring credit exposures and counterparty credit standing; approval, management, and mitigation within approved limits and escalation of any limit exceedances to the appropriate levels of Pilot credit department leadership as defined within the Pilot Energy credit risk management policy. 

In this role you will: 

1. Responsible for the onboarding of external legal entities, including, counterparts, and wholesale fuel marketers in line with the onboarding policies and procedures.
2. In coordination with credit department leadership ensure exposures are maintained within approved limits under the credit policy.
3. Complete credit scoring, analysis, and reviews in support of credit limit approval process in line with the credit policy. 
4. Implement and maintain in coordination with credit leadership the credit and collateral system of record including, counterpart information, contacts and onboarding documentation, credit ratings, parent guarantees, letters of credit, family hierarchies, and credit insurance.
5. Build reporting layouts within the credit system to manage daily credit tasks as well as periodic commercial and senior management reporting in coordination with credit department leadership.
6. Collaborate with wholesale marketing team to support day to day business activities and aid as needed.
7. Ensure all credit activities completed comply with rules, regulations, policies, laws, and procedures.

• Bachelor’s degree required, degree in finance, accounting or related field preferred.
• One to two years in related field or relevant work experience preferred.
• Intermediate Microsoft Office skills required; advanced skills preferred.
• Knowledge of financial and accounting principles, practices, and procedures
• Knowledge of principles and techniques used to conduct credit reviews and financial analyses
• Strong analytical, problem solving and critical thinking skills.
• Excellent written and verbal communication and listening skills.
• Ability to prioritize, execute tasks and meet deadlines.
• Ability to take initiative and work independently and within a team environment.
• Financial acumen and ability to read and interpret financial statements prepared in accordance with US GAAP and IFRS.
• Strong customer service and teamwork orientation.
• Ability to work in a complex, dynamic environment.
• General office work requiring sitting or standing for long periods of time.
• Available to work evenings or odd hours to support commercial growth and transaction credit analysis and reviews on as needed basis.

*    Nation-wide Medical Plan/Dental/Vision
*    401(k) Flexible Spending Accounts
*    Adoption Assistance
*    Tuition Reimbursement
*    Weekly Pay

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